Extended Warranty Programs

Assurant Argentina is the industry leader in the extended warranty business. As our partner, you will benefit from our experience, resources, extensive line of products, marketing expertise and ability to define objectives. This partnership is further strengthened by the solid endorsement of Assurant Solutions.

In today's sales environment, positive results are generated largely in part by the relationships built between businesses and clients. That is why our program is designed to take advantage of your sales force strength using our technological knowledge. When combined, these elements will create a powerful synergy that is key in a competitive environment. We are convinced these advantages will materialize into tangible benefits for our clients.

Benefits for our COMMERCIAL PARTNERS:

• Zero investment
• Zero risk
• Excellent margin
• Unlimited stock (no space or financial cost involved)
• Client loyalty
• Competitive advantage
• Professionalism of sales force (training and coaching)
• Greater incentive for the personnel (at no cost)
• Generation of aggregate value
• National multi-brand service network

Benefits for our related SERVICE CENTERS:

• More than 300 service centers trusted
• Fast payment system
• Easy administration
• Direct repair approval
• Convenient rates
• Communication through telephones

Therefore, when you choose Assurant Argentina, you join a group of business leaders that have already partnered with us: Megatone, Fravega, Hiper Rodo and Wal-Mart, among others.

EXTENDED SERVICE CONTRACT

Extends the manufacturer's warranty on a new product purchased. Provides coverage for any domestic or imported mechanical or electronic device/equipment. Coverage starts after the manufacturer's warranty has expired. Product Replacement Plan available on some items. Product terms: 2, 3 or 5 years. This product can be renewed.

VEHICLE SERVICE CONTRACT

Assurant Solutions has developed strong partnerships with more than 1000 dealers around the world. (Brazil, Puerto Rico, United States)

With each of these partners we work together on the implementation of new products to be added to the sold vehicle.

Our partnership starts by this approach, but ends up being a strong and true alliance to work together in strategies of change and improvement.

With the current margin reductions in the automotive industry, dealers have developed the F&I figure that helps mitigate these reductions, with the adding of peripheral products to each car being sold. (Financing fees, insurance, accessories, etc.)

In 2008, Assurant Solutions launched this business unit in Argentina selecting new local partners to develop this approach.

Assurant offers through “Protección XT” the possibility to your customers to extend the manufacturers warranty for 12 or 24 additional months to the provided warranty. With this protection Assurant will be covering any broken auto part with or malfunction of any of the pieces provided in the coverage and terms and conditions of the policy.

www.proteccionxt.com.ar

MANUFACTURING WARRANTY MANAGEMENT

Assurant Solutions provides manufacturers warranty management services. Through it, our strategic partners can focus their effort on selling while delegating their continuous improvement goals regarding after sales service quality to our worldwide proved experience, to achieve a higher level of loyalty between their clients with their brand.

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FINANCIAL MARKET INSURANCES

Payment Protection Plan

A product designed to cover the entities in the event their customers are unable to afford their credit cards monthly payments, personal loans or joint services because they don’t get their monthly income any longer.

The coverages included are the Unemployment Insurance for in-house position employees and the Disability Insurance for those freelance employees who don’t get their income any longer due to a disability that makes them unable to keep on doing their usual work. The benefit consists in making the card minimum payments or paying off the insured’s debt in fees or, in the case of loans, the fees payment. It also includes a Life Insurance that pays off the insured’s indebtedness up to the maximum. It gives customers peace of mind that their debts will be paid off in moments of uncertainty or when asking for a credit card or a loan.

This product has been designed for the debit cards segment by providing the accreditation benefit corresponding to the average consumption in the insured’s last months during a maximum period of time so that the customer can go on keeping his usual consumption level.

Guaranteed Consumption

Counting with the same coverages of the Payments Protection Plan, this product covers customers of financial entities or service companies, in the event of stop getting their monthly income, through a fixed monthly compensation that will let them pay off debts or keep the same consumption level.

Services Continuity Plan

A product especially designed to cover the Services Companies and their customers in the event the latter may not go on paying the service because they stop getting their monthly income.

The coverages included are the Unemployment Insurance for in-house position employees and the Disability Insurance for freelance employees who don’t get their income any longer due to a disability that makes them unable to keep on doing their usual work. It also includes a Life Insurance.

The benefits payments are made to the services company to be applied into the customer’s monthly account. It gives customers peace of mind that their families could keep on making use of these services during the time the insured should be unemployed or disabled.

Life Insurance

This product completely covers debts of credit cards, personal loans, auto or mortgage loans up to a maximum amount in the event of the insured’s death. Said insurance provides the insured’s family a fixed compensation amount for debts or future consumptions.

Personal Accidents Insurance

This product provides peace of mind to families by covering the insured in the event of accidental death. Different kinds of services may be added to give the product a higher level of tangibility and power of attraction.

Hospitalization Daily Rent

This product covers the insured’ hospitalization in the event of illness or accident during time the person should be in hospital. If the client already counts with this benefit covered, a daily the compensation will be able to be used to cover the different hidden expenses that may arise in these moments; such as purchase of medicines, disposable stuff, transportation of the insured’s relatives to hospital, the extra bed, etc.

Protected Woman

This product has been exclusively designed for women who should remain in hospital due to an illness or accident.

In this case, the insured and his family are offered a compensation sum on a daily basis as well as a package with solutions to be able to go on dealing with the housing tasks , by providing the following services:

• Maid
• Babysitter to look after children
• Supermarket products delivery
• Laundry
• Taxi service
• Canine cleanliness and walking
  

Senior Protection

This product has been designed for customers between 50 and 80 years old. It provides an annual compensation sum in the event the insured should suffer an accidental injury that may unable the insured to carry out his daily basic activities, and it also offers a set of services especially attractive for this age range.

Protected Purchase Insurance

It covers theft or accidental material damage of products purchased by the insured’s credit or debit cards. The damaged product is repaired or replaced.

ATM Card Insurance

It provides theft and accidental death caused by said theft coverage for automated teller machine (ATM) cardholders.In the event of theft, the sum stolen will be paid up to a stated maximum amount and in the case of accidental death the beneficiaries will be paid an established sum.

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